Ensuring your money is well spent
We know that spending money on roofing may not be the most exciting thing. And if you enjoy spending money, it’s probably not on roofing— you’d rather get a new car or a swimming pool! That’s why we’re proud to offer monthly payment options so that you can get the protection you need without making a big dent in your bank account.
Affordable Roofing Financing Up To 240 Months!
Low Monthly Payments Designed with Your Budget in Mind
At Ernie Smith & Sons Roofing, we believe that every homeowner deserves a strong, reliable roof—without the stress of upfront costs. That’s why we’ve partnered with trusted financing providers Finturn and Wells Fargo to offer flexible, affordable roof financing options tailored to your needs.
Whether you’re facing an unexpected roof replacement or simply want to preserve your savings, our financing plans let you pay for your roofing project in low monthly installments. You can choose to finance your entire project or just a portion—whatever fits your budget best.
We make roof financing easy and convenient, with competitive rates and a fast approval process. Our team is here to walk you through every step, ensuring a smooth experience from consultation to completion.


We partner with Finturf to make roofing more affordable. With one quick application—no credit impact—you’ll get access to multiple financing offers, including no-interest plans for up to a year or low monthly payments with interest. Finturf offers fast approvals, flexible terms, and options for all credit types, so you can get the roof you need without the financial stress.


We offer trusted financing through Wells Fargo to help make your roofing project more manageable. With competitive interest rates, flexible monthly payments, and special financing offers for qualified customers, Wells Fargo provides a simple, reliable way to invest in your home without straining your budget. Get the protection your home needs—with a payment plan that works for you.

Frequently Asked Questions
Do you offer financing?
Yes, you can finance your roofing project through our trusted partners, Wells Fargo and Finturf, offering flexible payment options—including terms of up to 240 months—to fit your budget.
How long does it take to get pre-qualified?
Getting pre-qualified takes less than a minute! Pre-qualification doesn’t negatively impact your credit score.
Can you help me if I’m filing a homeowners insurance claim?
Yes, we’re a team of storm restoration specialists, and we’ve helped thousands of homeowners just like you navigate insurance claims. We’ll walk you through the process and be on-site during your adjuster’s inspection.
What warranties do you offer?
We provide a standard in-house 5-year labor warranty across most projects. Full GAF roof replacements come with either a Silver Pledge or Golden Pledge warranty, which include a 10-year and 25-year labor warranty, respectively.