
Low Monthly Payments. No Upfront Stress.
Roof Financing Made Easy. Apply Now!
A new roof isn’t always in the budget—but putting it off can cost more in the long run. That’s why Ernie Smith & Sons Roofing offers flexible financing options through Finturn and Wells Fargo.
With plans up to 240 months and low monthly payments, you can protect your home today and pay over time—without draining your savings.
Fill out the form and our team will get in touch with you with the best roof financing option available for your needs.
The Difference Is in the Details
Many inexperienced contractors will ignore bad wood, fail to secure permits, or take shortcuts during the installation. But when you hire Ernie Smith & Sons Roofing, you’ll feel confident knowing our team doesn’t skimp on the details. We respect your money and property and refuse to cut corners when you’re placing your trust in us.

Bringing Quality Roofing to Your Community
MAKING THINGS AS EASY AS POSSIBLE FOR YOU
Step 1: Introduction
After reaching out, we’ll meet and get to know each other so we can figure out what your needs are.
Step 2: Solve a Problem
We’ll evaluate your roof during an on-site inspection and create a written plan that’s perfect for you.
Step 3: Get Scheduled
Our production team moves forward with scheduling, material ordering, and coordinating with insurance.
Step 4: Work Is Completed
After we’ve teed up the details, we’ll make a smooth transition through your scheduled service date.
Step 5: 5-Star Result
Our workmanship, customer service, and cleanup will WOW you enough to earn a 5-star review.
Frequently Asked Questions
How long has Ernie Smith & Sons been in business?
We’ve been in business since 1988. We’ve even had the same phone number and business name the entire time!
Are you fully licensed and insured?
Yes, Ernie Smith & Sons Roofing is fully licensed and insured in all four states we serve: Texas, Florida, Nebraska, and Oklahoma. In fact, we’re members of the Roofing Contractors Association of Texas, which presented legislation to require licensing in Texas.
Are you certified by any manufacturers?
Yes, our company is recognized as a GAF Master Elite contractor!
Do you offer financing?
Yes, you can finance your roofing project through our trusted partners, Wells Fargo and Finturf, offering flexible payment options—including terms of up to 240 months—to fit your budget.